Question by Curious: Am I considered an undergrad for Federal Student Loan programs if I’m pursuing a 2nd degree?
I have a BSED in Secondary Education, but…really want to switch careers. I’m considering a 6 month degree in Pasty at The French Pastry School in Chicago. I’m stressing about the financial strain during the transition though. Should I be covered under the Federal Stafford loans?

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Question by I want to plow your wife: Conservatives that complain about student loan programs, how do you expect someone with a high school?
education to make $ 60,000 per year so they can afford to pay for college and still have money to live on without loans? Also don’t forget, they’d have to be able to make that $ 60,000 per year while still having time to go to class.
@ Brayden – quite a few of them. There were a few in here yesterday complaining about how they paid their way through college with working. Chances are that was back when state university tuitions were only about $ 2000 per year.

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Question by NYTeacher: Who should I contact if I believe a school is defrauding government student loan programs?
I contacted the DOJ, but would like to know if there is another entity that could be of assistance. It is a public college so contacting local government wouldn’t seem to be the way to go.
Jim, I am repaying more money than was applied to my bills. I received around $ 9500 in loans, but I am paying back over $ 14,000. If I only used $ 9500 of loans, why am I paying back more.

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Question by thequeenreigns: Student loan programs being frozen or cancelled altogether because of the credit crunch!!?
For those people who are against the “bailout/rescue” package, what are your thoughts now that the effects are trickling down to “Main Street”?
Stanford University and hundreds of other universities have frozen their entire student loan programs. One student just found out that the check from the bank that issued his student loans, BOUNCED.
Over 150 lenders suchs as Citigroup, BOA, Wells Fargo CIT have dramatically curtailed or cancelled the programs

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Question by Mildred J. Michalczyk: Does anybody know anything about the Student Loan programs available to college students?
What is the maximum amount a student can borrow each year and who are the best Lenders to borrow from?

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Student Loan Programs – Financial Work Study Programs – Student Financial Aid for Students

Education is important, and it can be expensive, but with the number of Student Loan Programs, http://www.graduationcardsshop.com/more-about-graduation/student-loan that exist, it is possible for you to attend college or a higher learning facility. You should talk to the staff of the office of financial aid of the school you or your student wishes to attend. Start by filling out the Free Application for Federal Student Aid (FAFSA) that will allow you to select several colleges to receive the information if you have more than one college you are interested in considering.

If you still have more than two years before graduation, you should find out what scholarships are offered in your community and check to see if your employer or any service clubs you are a member of offer scholarships. While winning a several hundred dollar scholarship will not pay for a year of college, applying for as many scholarships as you qualify for can make a big difference. The smaller ones do add up and could turn into opportunities for full ride scholarships.

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Question by Steve: Do conservatives favor eliminating “socialist” federal student loan programs?
Most such loan programs are “subsidized,” meaning the government picks up the cost of interest using taxpayer money. In addition, these loans go primarily to middle and low-income families.

Therefore, these programs redistribute wealth from the taxpayers in general to the lower income in particular.

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Question by sound_of_the_silenced2: What would happen if government cut off all student loan programs?
Students couldn’t borrow money……Would that mean the colleges would have empty classrooms? Of course not. The colleges would have to react to this drop in demand by slashing cost and overhead so they could bring to tuition down to a level where people could actually afford to go. THATS WHAT WOULD HAPPEN.

But because of all this government aid and student loans, colleges don’t have to bring down costs.

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Government and Federal Student Loan Programs offer Student Loans Without a Cosigner

Key Facts On Private Student Loans

Many students prefer federal loans as inbred novice loans simply because these government-backed loans postulate lower impinge rates and are easier to repay.Visit Here Now http://applyingstudentloans.blogspot.com

 Private student loans are also readily available, but only a few take it applying because of the extensive notion that private student loans are more expensive than federal loans.Private student loans have bigger funds as compared to federal loans. If you are studying in a especial university setting you pay considerable fees, characteristic loans may convenient address your needs.

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Question by TheChad: If a college says they don’t participate in school sponsored student loan programs what does this mean?
This is what it says:

“Shasta Bible College does not participate in any type of school sponsored student loan program.”

Does this mean I can’t get loans to go to school here? That I have to have all the money from myself?

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