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Article by Student Loan Guru Team
What Are Private Student Loans?
Private student loans are issued based on credit. This means two things for those applying for a private student loan.
-The loan will be based on the borrowers credit score-Normally, the better the credit score, the better the interest rate
Article by Sam Gooch
Graduates should be made to pay higher interest rates on student loans to help avoid a university funding crisis, a report says.The Russell Group of top universities has predicted that within the next 2-3 years they face a
In many ways, it has never been harder to
be a young person living in the UK as it is today. Research shows that an
estimated two million 16-24 year olds are living below the poverty line. With
increasing levels of poverty, numbers of young people in debt are also on the
rise. People are looking to borrow in order to help deal with bills and
financial obligations.
As the government attempts to reduce the
national deficit, the bill has fallen largely on the public, with young people
taking much of the brunt. In December 2010, the government cut university
funding, in turn lifting the limit of how much universities could charge for
tuition fees. In the last year, over 750,000 students were granted loans from
the Student Loans Company in England alone. With applications to University set
to be on the rise, at triple the cost, young people in the UK are inevitably
going to be riddled with debt. At the end of their course, many forward
thinking post-grads seek debt relief.
Article by Jeff Mictabor
According to a new report issued by the College Board, students from families whose median annual income falls between ,000 and ,000 leave school owing about ,000 in student loans, compared to students from lower-income families, who graduate with about ,000 in student loan debt.
Students whose yearly family income exceeds 0,000 are least likely to borrow money in the form of student loans, and those high-income students who do turn to college loans borrow less than their middle- and lower-income counterparts.
Article by Jeff Mictabor
Industry analysts speculate that the volume of private student loans, which had dropped in 2008-09 and 2009-10, is poised to make a comeback as federal funding for education declines, especially among private, for-profit institutions.
Recent governmental analysis has shown that about one-fourth of all federal financial aid is directed toward students who attend private, for-profit colleges, even though these students represent just 12 percent of the national college population.
Article by Karan Naidoo
Do you feel like you are paying your monthly student loan interest endlessly? Are you worried about having cash flow related problems that may hinder you from paying your monthly dues in time? Don’t worry anymore; there is a way out of this problem and it is a process called a “student loan consolidation”.
Article by Jeff Mictabor
Paying for college can be tricky, especially when the cost of a college education is far outstripping the rate of inflation.
About two-thirds of today’s college students take out student loans of some sort, and their average student loan debt load at graduation is over ,000, according to FinAid.org.
These college loans can include government-issued federal student loans, federal parent loans, and non-federal private student loans offered by banks, credit unions, and other private student loan lenders.
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